A pair of charts analyzing the outcome of FHA/VA loan applications. The disposition table shows, in total and by race/ethnicity, number of applications submitted, number of resulting originations and number of denials. Includes denial and closing rates. Denials chart details reasons by percentage for FHA/VA purchase and refinance applications. From HMDA.

Chart detailing percent of applications denied for government-backed purchase, conventional purchase, refinance, and all mortgages for the following reasons: debt/income, employment history, credit history, collateral, insufficient cash, unverified information, credit application incomplete, mortgage insurance denial, and other. Breakout provided by race/ethnicity for government-backed purchase, conventional purchase and refinance and by income as a percentage of MSA median for all mortgages. From HMDA.