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Overcharge is ‘Windfall’ if Facts Don’t Prove Malice

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9th Circuit Appeals Court Upholds Use of HUD Test, Defers to Agency’s View of RESPA Regarding Yield-Spread Premiums

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Worth Noting…

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Regulatory and Industry Guidance Starts to Give Shape to E-Sign’s Possibilities

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Fed Proposes Alternative to APR Reporting, Triggers Set for Loan Pricing Disclosures

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Washington Mutual Ranked Tops in 2001 Jumbo Mortgage Lending; California Was Richest Market

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Thrift Mortgage Originations Drop 9 Percent in Early 2003, But Retained Portfolio Grows

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Pressure Grows on Bush Administration to Start Over Again on RESPA Reform

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WaMu Gets Boost in Servicer Rating as It Begins to Wrestle Acquisitions Into Order

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Firms Are Realizing the Power of Cross-Selling

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MindBox Decisioning Engine Helps Upland

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Web-Based POS Systems Are No Longer Just Web Sites

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