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State Roundup

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Worth Noting…

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Sharp Downturn in Mortgage Banking Profits for Most Lenders During 2004

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Soaring HELs and Overpriced Homes Could Result in Financial Meltdown, Expert Warns

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Fannie Weighs Reduced Servicing Fee as Top Customer Test-Drives Freddie’s Plan

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Moody’s Describes Method for Rating Mortgage Warehouse Structures

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Advanced Scoring System Sifts Through ‘Unstructured Data’ to Weigh Options

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Merrill Lynch Thrift Remains Most Profitable Mortgage Institution

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Efficiency Changes, Technology Could Help Servicers Reap Better Profits in 2005

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Government-Insured Programs Tell Homebuilders Of Plans to Grow Sagging Mortgage Market Share

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Cooling Trend in Second Half of 2004 Leaves Non-Mortgage ABS Issuance Down 4 Percent

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Sallie Mae Remained Top Non-Mortgage ABS Issuer in 2004, Citigroup Led in Underwriting

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