After years of steady declines, the negative equity rate leveled off in the fourth quarter of 2014, according to industry analysts. The end to the trend was seen as a major turning point, with implications for loss mitigation efforts as increases to home prices aren’t enough to help many underwater borrowers. Some 16.9 percent of mortgage borrowers were in a negative equity position as of the end of the fourth quarter, according to Zillow. That was down from a peak of ...