Some 1.0 million outstanding borrowers in the Home Affordable Modification Program are eligible for new incentives announced this week by the Treasury Department and the Department of Housing and Urban Development. Among other changes, HAMP borrowers will be eligible to earn $5,000 in the sixth year of their modification. The incentive payment is in addition to the $5,000 that has been available to HAMP borrowers that remained current ... [Includes three briefs]