David Silberman, associate director for research, markets and regulation at the CFPB, appeared before the Senate Special Committee on Aging last week, mostly summarizing and discussing the bureau’s recent white paper on payday loans and deposit advance products – and revealing more regulation or oversight may be in the offing. “The bureau intends to continue its study of small dollar loan products to better understand why some consumers are able to use these products in a light to moderate way, while others seem to get trapped in a...