The Virginia Housing and Development Authority, a $6.6 billion housing finance agency that holds the highest general obligation bond ratings awarded such groups in the nation, has picked Gallagher Financial Systems’ NetOxygen web-based technology to be its next-generation loan origination system. The reason is that the self-supporting portfolio lender has had a wonderful experience using Gallagher’s client-deployed Millennium system due to its flexibility, adaptability and scalability that VHDA officials