Credit bureau TransUnion is touting a product that it claims will help subprime lenders identify – and avoid – applicants who are likely to go bankrupt. “The model would work very well for non-conforming loans,” said Chet Wiemeranski, vice president of Trans Union, of the company’s TransRisk product. Similar to a credit score, TransRisk uses borrower data to produce a number that lenders can use to gauge the risk