Subprime borrowers walked away from the table more often than conventional borrowers last year – even after their applications were approved. According to an Inside B&C Lending analysis of Home Mortgage Disclosure Act data, the top 35 subprime lenders approved 44 percent of the applications they received last year. But just 31 percent of those applications were actually funded. In other words, 13.9 percent of potential business walked away from the table last year.