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Non-Mortgage Regulation

CFPB Fines Subprime Auto Dealer Over Debt Collection Practices

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Sweeping Changes for Prepaid Cards Under CFPB Proposal

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AFSA Study Disputes Bureau’s Indirect Auto Finance Methodology

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Lower-Downpayment Mortgages Seen As Useful Products For First-Time Homebuyers, Though Fees are a Concern

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Bureau IDs Unfair, Deceptive Student Loan Servicer Practices

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Worth Noting/The Week Ahead

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Ally Financial Facing Subpoenas From the SEC, Justice Department Over MBS, Subprime Auto ABS

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Underwriting, Compensating Factors Seen as Key For Limiting Risk When Originating Non-QMs

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CFPB Criticizes Private Student Loan Servicer Performance

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Student Loan Complaints Mostly Down in Third Quarter, Up YOY

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Worth Noting/Comments Due This Week

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Final Risk-Retention Rule a Mixed Bag for Securities Outside of Those Backed by Residential Mortgages

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