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Ability to Repay

Sen. Johnson’s Letter on a ‘Definitional Error’ Regarding the QM Rule was Apparently a Fake

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VA Volume Increases Year Over Year in 4Q14; Agency’s Final ‘Qualified Mortgage’ Rule Expected in May

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HUD Secretary Castro Faces the Music in First Encounter With GOP Critics on House Financial Services Committee

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Policymakers Weigh Relief for Small Banks, CUs From DFA, Trickle-Down Exams, Best Practices

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Securitization of Nonprime and Non-QM Loans Looking Like a Long Shot for 2015

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CFPB Seeks Comment on Multiple Issues Related to ATR Changes

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GOP Targets Points and Fees, Democrat Defends Bureau

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Fed Tracking of QM, Non-QM Underwriting Reveals Easing

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Worth Noting/And Now You Know

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Lenders’ Skepticism About Non-QMs Remains

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CFPB Proposes Help for Small Portfolio Lenders

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CFPB Proposes Broad QM Exemption for Portfolio Loans Held by Small Lenders; A Crack in the Dam?

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