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Ability to Repay

Lenders Show Few Signs of Easing Underwriting Standards; Meanwhile, Existing Nonprime Lenders are Bullish

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A Bullish Sign for Nonprime/Non-QM MBS: Three of The Most Active Originators Are Working on Deals

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Banks Reiterate Calls for Portfolio QM Designation

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‘Reverse-Occupancy Fraud’ a Concern, Particularly Among First-Time Homebuyers

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Angel Oak Gears Up for New Non-Agency MBS, While PIMCO and Citadel May Tap the Market Later in 2017

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More Nonbanks Stick Their Toe in the Second-Lien Market, But Volumes Have Generally Been Low

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Short-Term Bank Statement Loans May Lead Lenders Astray of ATR

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RMBS Market Will Keep Evolving in 2017 With More Varied Collateral, New Structures

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With Coming Change in Executive Branch, Analysts Assess Regulatory Regime Imposed After the Financial Crisis

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Moody’s Issues Caution on Bank-Statement Loans

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Trump Administration, Republican Control of Congress Present Mixed Bag for Mortgage Industry Participants

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Mixed Signals on Demand for Non-QMs

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