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Legislation

CFPB’s Proposed Servicing Criteria Tilted Towards Consumer Protection But Ignore Investor Concerns

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Physical Appraisals Proposed for Subprime Loans

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HUD Toils on Servicing, Indemnification Guidance

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CFPB Issues Detailed Mortgage Servicing Proposal, Mortgage Lender Reps Support the General Concept

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Regulators Propose Appraisal Requirements for Higher-Risk Mortgages, Free Copies for Borrowers

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Average Closing Cost Drops Seven Percent to $3,754

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Industry Participants Agree on the Need for Appraisal Reform, Differ on Whom to Blame

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Senate Securities Subcommittee Chair Wants to Know ‘Who’s in Charge’ of Tri-Party Repo Market Oversight

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Lenders to Learn about UDAAP From CFPB Exams, Combined Disclosure Rule Raises Many Questions

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SEC Provides MBS Guidance While Extending Time To Meet DFA Requirement on Rating References

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CFPB Advises Lenders on Key Exam Areas

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CFPB Regulatory Agenda Indicates a Crush of New Proposals Will Likely Be Unleashed in Six Months

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