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Legislation

Emerging Senate GSE Reform Bill Tries to Preserve Agency MBS Market But Leaves a Lot Unresolved

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CFPB’s Changes to Points and Fees Eliminate Some Double Counting, Makes Calculating Comp Easier

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Small Lenders Get Expanded QM Exemptions

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CFPB Finalizes ATR Amendments for Small Creditors, Revises Loan Originator Compensation Calculation

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Brokers Consider Ways to Bypass 3 Percent Points-and-Fees Cap, But Experts Warn Against Switching Hats Too Soon

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Bickering in Congress Over ATR Rule and Qualified Mortgages Continues, Legislative Changes Unlikely

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Adverse SCOTUS Ruling on Recess Appointments Can Result in Further Confusion, Disruption in Government

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Some Agreement Among Non-Agency Participants On Rating Rotation in Lieu of Franken Proposal

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Agreement in House on Parts of Non-Agency Bill

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CFPB Clarifies Non-Agency QM Standards

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After Rushing to Meet Dodd-Frank Deadline, CFPB Proposes Changes to Clean Up its ATR Rulemaking

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CFPB Compliance Guide on ATR Rule Leaves Large Lenders Chomping at the Bit for Guidance

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