Missouri. The St. Louis County Council recently approved Councilwoman Hazel Erby’s Mortgage Foreclosure Intervention Code, which will require mortgage lenders to offer homeowners foreclosure mediation for all homes with loans in default in the county. Mortgage lenders will be required to pay for mediation services between themselves and the homeowners; defaulted homeowners have 30 days to respond in writing to a notice of mediation from the mediation coordinator. Erby introduced the code in response to the nearly 2,000 homes...