The use of Federal Home Loan Bank advances rose among bank and thrift members overall during the second quarter of 2012, with one top-three member moving up a notch due to increased advance use both on a quarterly and on a year-over-year basis, according to the Inside Mortgage Finance Bank Mortgage Database. All of the nation’s banks and thrifts used a combined $325.6 billion in advances as of June 30, 2012, up 6.5 percent from the first quarter of 2012, but off 4.5 percent from the same period a year earlier. Top-ranked Citigroup increased its advance use by 55.7 percent at the end of the second quarter and up 7.0 percent from the same period last year. One year earlier, Citigroup ranked third after having moved down one position from the previous quarter.