Conforming Loan Limit Highly Unlikely to Change in 2016. The baseline $417,000 conforming loan limit is almost certain to remain unchanged in 2016, according to an Inside Mortgage Finance analysis of key house-price trends. Recent news reports have stated that the Federal Housing Finance Agency is considering raising the $417,000 baseline limit to $500,000, but knowledgeable sources say these reports are unfounded. Freddie officials confirmed that the agency does not have discretionary authority to raise the baseline limit unless the Home Price Index mechanism provides for an increase. NSM Partners with FHLB. Nationstar Mortgage announced a program with the Federal Home Loan Bank to provide...