Tommy Adkins, director of loan production for Florida Capital Bank Mortgage, has some advice for lenders fearing a tumultuous slowdown in refinancings: cut overhead now and don’t look back. Unfortunately for rank-and-file mortgage workers, cutting overhead means jobs. When Wells Fargo recently announced that it was eliminating 2,300 jobs in its mortgage department, it provided few details on what type of workers were let go except to say most were in fulfillment and processing. A Wells spokesman ...