Broad changes to federal bankruptcy forms that went into effect on Dec. 1, 2015, should help reduce the likelihood of a procedural challenge to mortgage lenders’ and servicers’ claims, according to attorneys with the law firm of Ballard Spahr. The revisions pertain specifically to proofs of claim for residential mortgage loans. Many of the alterations are technical or designed to modernize the forms, but a few of the changes affect the substance of the information and analysis ...