Lending groups are urging the Consumer Financial Protection Bureau to broaden classifications of “qualified mortgages” that it adopted in its final rule implementing ability-to-repay standards mandated by the Dodd-Frank Act. The Mortgage Bankers Association said the interest-rate threshold for determining which loans are eligible for safe harbor provided to QM loans should be raised. The CFPB rule generally allows QM status for loans with annual percentage rates up to 1.5 percentage points higher than ...