Industry groups are urging Congress and the FHA to consider incorporating risk-sharing into the agency’s business model while appearing leery of other proposals, such as risk-based pricing and reduced FHA coverage. Testifying at a hearing before the House Financial Services Subcommittee on Housing and Insurance, the Mortgage Bankers Association and the National Association of Realtors said that while they do not support risk-sharing between FHA and private mortgage insurers, it is an option that is worth exploring in the context of FHA reform. There was...