Federal regulators issued guidance last week stating that they don’t anticipate elevated fair lender risk for lenders that choose to offer only mortgages deemed by the Consumer Financial Protection Bureau to be qualified mortgages. The guidance was prompted by concerns from lenders that would rather not originate non-QMs. “The agencies recognize that some creditors might be inclined to originate all or predominantly qualified mortgages, particularly when the ability to repay rule ... [Includes two briefs]