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Federal Roundup

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Recent CRA Ratings Issued by Federal Agencies

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Specialty Lenders Outperformed Overall Mortgage Market by Substantial Margin

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Thrift MSR Profitability Improved in 2004, May Have Turned a Corner in Second Half

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Hedge Accounting Trips Up Flagstar Bank, Forces Deferral of 2004 Income

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Fairer Rates for Force-Placed Insurance Could Net Lenders More Profits Over Time

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Irwin Mortgage Dumps Non-Core Activities To Focus on Areas of Potential Growth

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Technology Helps Lender Boost Profits On Its Secondary Market Activities

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Trade Group Remains Concerned About Possible Impact of Basel II Guidelines

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Acquisition of Investment Firm Gives CharterMac Opportunities for Growth

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