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Denying Credit Due to FACTA Alerts Violates ECOA, Regulator Warns

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MBA Asks Congress for Funds to Boost FBI’s Mortgage Fraud Effort

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Uniform Rules Sought for Needs-Based Test for Bankruptcy Relief

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Consumer Groups Seek Stronger Regulatory Relief Protections

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Banks’ Disaster, Revitalization Efforts to Get Extended CRA Credit

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Federal Roundup

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State Roundup

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Worth Noting…

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Banks Shift MBS Holdings Toward Non-Agency Deals, Take Smaller Position in 4th Quarter

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Appraisal Quality Is a Big Problem, But MBS Ratings Remain Sound

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Some Simulated Rate Paths Drive OAS, Study Finds, Cash-Flow Assumptions Crucial in Option Valuation

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An Alternative ‘Core Earnings’ Measure Could Have Saved Fannie Mae from its Current Accounting Woes

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