If you are a mortgage lender classified as an “intermediate small bank” under the revised Community Reinvestment Act regulations for banks and thrifts, how familiar are you with the new CRA performance exam for this new category? Even though the revised CRA rules became effective on Sept. 1, 2005, some institutions may still be unfamiliar with an ISB exam and how it compares with the CRA lending, investment and service tests for large banks, according to the Office of the Comptroller of the Currency’s latest update...