As the 109th Congress’ legislative calendar winds down, the prospect of seeing much anticipated legislation reforming the FHA mortgage insurance program is growing dimmer by the day, although less controversial reform proposals might still make it in separate appropriations measures, according to industry observers. With fewer than 20 working days left, the Senate Committee on Banking, Housing and Urban Affairs has yet to act on an FHA reform bill introduced this summer by Sen. Jim Talent, R-MO...