Privately-held subprime companies felt the same pain as their public counterparts when it came to profits in 2005, a new Inside B&C Lending analysis reveals. The analysis, which looked at year-end financial statements filed with state regulators, found that sagging gain-on-sale margins and rising expenses wreaked havoc on the net income of three major privately-held lenders, Ameriquest Capital Holdings., People’s Choice Home Loans and Ownit Mortgage Solutions …