There must be something mystically evil about the number 404. Many Internet users have been unduly surprised by the “Forbidden 404: Not Found” error – usually at the most inconvenient time. For the mortgage industry, 404 is the onerous Sarbanes-Oxley section that requires lender and servicer executives to analyze – and certify on the threat of criminal prosecution – the soundness of their firms’ internal controls to prevent fraud and mismanagement and then post