Make no mistake about it: Countryside Financial likes option adjustable-rate mortgages. It likes them a lot, in fact. “Despite recent scrutiny of pay-option loans – and there has been plenty – Countrywide views the product as a sound investment for our bank and a sound financial management tool for consumers,” said Angelo Mozilo, Countrywide’s chairman and CEO, during a presentation to analysts at the recent Strategic Decisions Conference, sponsored by investment bank Sanford Bernstein.…