Federal Housing Administration Delinquency Reporting. The FHA has tightened its rules on reporting delinquent FHA loans. Beginning May 1, mortgage lenders will have to report loans that are 30 or more days delinquent to the Department of Housing and Urban Development on the last day of the month. Under previous rules, FHA was only required to report 90-days or more delinquent loans. HUD said fresher delinquency information will help the department monitor its loss mitigation…