Non-bank mortgage lenders are expecting more pressure from state regulators to review their business practices and adopt policies similar to reform measures in a major settlement between Ameriquest Mortgage and 46 states. Freestanding mortgage lenders, in particular, are feeling the heat and a good number already have begun doing compliance analyses to see if their policies and practices are attuned to the specific reforms Ameriquest has agreed to implement under the terms of its $325…