Originators of government-insured reverse mortgages are touting a new consumer protection initiative that they say will help elderly homeowners keep more of their equity. In a statement issued last week, the National Reverse Mortgage Lenders Association said that the industry has finally implemented “principal limit locks” on Home Equity Conversion Mortgages guaranteed by the FHA. Basically, that means that the expected interest rate on HECMs can be frozen for up to 60 days from…