Illinois. The state legislature recently amended the “Residential Property Disclosure Act” to provide for the creation of a four-year pilot for a predatory lending database in areas that have a high percentage of default. The proposed database would include the following zip codes: 60623, 60629, 60638, and 60652. It would allow loan originators, brokers, credit counselors, title insurers and closing agents to provide information online, including loan terms, rate, amortization, origination fees, and yield-spread