As mortgage lenders, MBS investors and dealers continue to debate the merits of lowering the minimum servicing fee associated with Fannie Mae and Freddie Mac mortgage securities, increased attention is focusing on Ginnie Mae and its experience with a reduced fee over nearly three years. As Fannie Mae and Freddie Mac do now, Ginnie Mae in 2002 faced a very split MBS community on whether it should tamper with a minimum servicing fee that some…