Wholesale lenders have won a key state court decision that could make it easier to avoid making loans that count as high cost – and get more protection – under the state’s anti-predatory lending law. At issue in Wolski v. Fremont Investment and Loan is the thorny question of whether yield-spread premiums should be counted in the high-cost fee trigger established by the state statute. Upholding a lower court ruling, California’s 4th District Court…