The share of institutions rated “outstanding” in last year’s review of individual performances under the Community Reinvestment Act rose slightly for the second straight year, according to Inside Mortgage Compliance’s analysis of 2004 CRA ratings. The percentage of institutions with the highest CRA rating increased to 11.3 percent in 2004 from 10.6 percent the previous year. Minnesota and Illinois had the highest number of “outstanding” institutions for last year, 20 and 19, respectively. …