Wells Fargo Home Mortgage Inc. last week became the first mortgage servicer to implement EarlyResolution, Freddie Mac’s advanced web-based tool for counseling delinquent borrowers. The adoption of the new Internet loss-mitigation tool will help Wells Fargo’s loss mitigation counselors to be more efficient and handle delinquent loans much faster. This is expected to produce cost efficiencies in averting borrower foreclosure and help the servicer’s bottom line, said John Lawrence, manager