A coalition representing large banks and mortgage insurers called on the Department of Housing and Urban Development this week to stop Fannie Mae and Freddie Mac from slipping further behind private lenders in serving minority and low-to-moderate income families. In a press briefing announcing a new report, "Profits Over Mission: Failing the American Dream," FM Watch maintained that both government-sponsored enterprises lagged private lenders by 30 percent in serving African Americans, 11 percent in serving