The principal standards-setting body for the real-estate appraisal business recently issued new guidelines for performing property appraisals, partly in response to concerns raised by federal financial regulators. Regulators were concerned about slippage in appraisal practices, perhaps with help from lenders interested in streamlining the process, in the areas of commercial and residential tract developments, appraisal reviews and appraiser independence. An interagency working group with representatives of the Office of the Comptroller of Currency, the Federal