More than 97 percent of banks and thrifts examined for their Community Reinvestment Act performance in 2001 received high ratings amid continuing concerns of grade inflation. Out of 860 institutions examined, 90 institutions were rated “outstanding” and 745 more got a “satisfactory” mark from their primary regulators, reflecting a trend that has raised the hackles of CRA advocates for the past couple of years, according to Inside Mortgage Compliance’s analysis of 2001 CRA ratings.