Housing officials have yet to inform Rep. Richard Baker about the status of a three-year-old study of underwriting procedures at Fannie and Freddie, and now a committee-approved bill could spur the disclosure of how the GSEs evaluate mortgage borrowers. These provisions are part of the Fair and Accurate Credit Transactions Act of 2003, which was approved July 24 by the House Financial Services Committee following a 61-3 vote. The legislative proposal, which still must