The Federal Trade Commission has sued a Georgia-based subprime lender, alleging that it illegally “packed” consumer loans with insurance products and club memberships while training its employees to dupe borrowers. While Stewart Finance, a company that makes personal loans of up to $1,000 to subprime borrowers doesn’t originate mortgages, the allegations made by the FTC cover areas that have become lucrative side businesses for some of the subprime