Fairbanks Capital Corp. has taken aim at loan delinquencies with a new counseling program. The program will team Fairbanks, one of the subprime market’s largest loan servicers, with Consumer Credit Counseling Service of San Francisco. Under an agreement announced last week, Fairbanks will refer delinquent borrowers to CCCS’ housing education program, where they will receive financial counseling. Included in the counseling regime are a debt and income analysis,