Agency Channel Analysis: 2014 PDF Format
Having a busy correspondent program helped many of the top agency mortgage sellers cultivate purchase-mortgage business in 2014, according to an Inside Mortgage Trends analysis of loan-level data on loans securitized by Fannie Mae, Freddie Mac and Ginnie Mae.
Learn more about how lenders deployed the channels—and what kinds of loans resulted—in Inside Mortgage Finance’s Agency Channel Analysis: 2014.
The report delves into the channel usage of more than 1,200 lenders, reporting on the volume of originations they sourced from each channel in 2014 for delivery to Fannie Mae, Freddie Mac or Ginnie Mae, the predominant outlets for mortgage originations in recent years.
The data is ranked by the lender’s overall volume and is accompanied by a breakdown within channel by purpose as well as averages by channel for such loan characteristics as FICO score, debt-to-income ratio and loan-to-value ratio. The information is also presented a second time in alphabetic order for ease of searching.