Guide to Jumbo Lending and Non-Agency Conduits, 2nd Edition PDF Format
Non-agency jumbo mortgages comprised 19.4 percent of 2014 lending through the first half of the year, the largest share ever. And indications are that the sector will continue to account for a large portion of originations for some time to come.
But the jumbo market has changed significantly since its last heyday before the financial crisis, with nearly all jumbo originations since 2008 being held in portfolio due to concerns among potential investors in non-agency mortgage-backed securities.
Among the forces working to diversify the options for jumbos are a wide range of conduits that have been involved in the new era of jumbo MBS since 2010.
In a new 2nd edition, Inside Mortgage Finance’s Guide to Jumbo Lending and Non-Agency MBS Conduits covers all aspects of jumbo mortgage originations and securitization, including best practices, details on new funding options from the Federal Home Loan Banks, analysis of the impact of new rules from the Consumer Financial Protection Bureau, and details on reform efforts by the Treasury Department and the Structured Finance Industry Group.
The Guide provides insight from officials at many non-agency jumbo conduits and correspondent lenders. And the Guide includes exclusive data from the Inside Mortgage Finance MBS Database.
Partial Table of Contents
Originations of Non-Agency Jumbo Mortgages
Best Practices for Jumbo Lenders
Incentives to Hold Loans in Portfolio
ATR/QM Impact on Jumbo Lending
The Non-Agency Jumbo MBS Market
Data on Non-Agency Jumbo MBS Issuance
Contributors to Jumbo MBS
Non-Agency Jumbo MBS Characteristics
Concerns About New Jumbo MBS Lenders
Increased Scrutiny for Jumbo MBS Participants
Subordinate Tranches of Jumbo MBS
Investor Concerns About Non-Agency MBS
Representations and Warranties
Non-Agency Jumbo MBS Conduits
Concerns About Non-Retail Channels
WinWater Home Mortgage
Other Jumbo Conduits
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