Mortgage Profitability Report 4Q13 PDF Format, 4Q13 edition

Product Details

Despite drops in sales and lending in 4Q13, banks and thrifts still found ways to score big earnings on their mortgage-banking activities during the three-month period, bringing annual income to $25.6 billion, the second best year since the advent of call reports in 2007.

But a 38 percent drop in secondary marketing activity—and a depleted pipeline—provided early indications that similar results in 2014 would be much harder to achieve.

IMF’s quarterly Mortgage Profitability Report provides detailed data on the fourth quarter results. You’ll have in-depth numbers on

• Bank Mortgage Banking Earnings
  Net income results for all institutions (929 institutions in 4Q13) and the market.

• Mortgage Earnings Snapshot
  Quarterly earnings for a selection of institutions based on earnings reports.

• Mortgage Profitability: Production vs. Servicing
  Comparison of production and servicing income for top firms.

• Bank Mortgage Sales Activity
  Mortgage sales results for the banking operations of all lenders (1,040 lenders) and the market.

• Bank/Thrift Mortgage Repurchase/Indemnification Activity
  Ranking of institutions (294 institutions) by repurchase volume

• Bank Mortgage Servicing Rights Assets
  Unpaid principal balance of servicing for others and fair market value of MSRs for all top institutions (1,592 institutions).

The report also offers color commentary that puts the numbers in context.

Use the analysis—and the exhaustive total-market data—to get a firm handle on how well your own efforts are faring compared to the competition and the industry as a whole. You’ll also have the information you need to see where the market is going so you can get there with, or before, it.

The report includes four comprehensive charts that provide the complete list of applicable banks and thrifts. For Mortgage Sales Activity, for example, the list now extends to 1,040 banks and thrifts.

Each chart includes quarter-to-quarter and year-to-year comparisons.