While originations of prime conforming mortgages declined significantly in the fourth quarter of 2013, there are new signs of life in the nonprime sector. Citadel Loan Servicing raised $200 million in seed money a year ago and is operating at a current run-rate of $130 million a year. The lender offers subprime mortgages with a 20 percent downpayment requirement. Company founder and CEO Dan Perl told Inside Nonconforming Markets that the firm hopes to issue a nonprime mortgage-backed security ...