The CFPB recently urged the Seventh Circuit Court of Appeals to uphold a lower court’s refusal to dismiss a class-action lawsuit alleging that a debt collector’s letter offering a settlement of the plaintiff’s credit card debt was in violation of the Fair Debt Collection Practices Act because it failed to disclose that the debt was time‐barred. In Delgado v. Capital Management Services, LP, et al., the debt collector allegedly sent the plaintiff a dunning letter with a limited-time offer to settle a debt upon which the statute...