Consumers Union was among the many voices calling for the CFPB to make major changes to the ways students pay back their increasing level of educational loan debt. The time is now to make two changes that would bring substantial relief to private student loan borrowers, CU said, the first of which is that lenders should offer income-based repayment plans to borrowers. Higher education is a unique investment; the returns can take years to realize, especially when the job market is weak for new graduates, CU noted...