Lawmakers of both parties in the House and Senate are talking like they are poised to finally ramp up their efforts to tackle housing finance reform, including disposition of the GSEs, but industry observers are skeptical that members will overcome differences and accomplish anything tangible. Last week, during hearings by the House Financial Services and Senate Banking, Housing and Urban Affairs committees, members spoke with more conviction about taking action, but said the devil is in the details. Some Republicans are pushing for a fully private housing finance system, while many Democrats desire some sort of government involvement to support originations of 30-year fixed-rate mortgages.